What About Raising Credit Scores of Working Class as Part of Debt Ceiling Debate

So let me get this right--poor, working, and middle class folk don't pay their bills or are slow paying, they are considered reckless and fiscally irresponsible credit risks therefore their credit scores drop and they aren't able to get any additional credit until they show six to 12 mos of timely payments or pay some thing off; US doesn't pay its bills, continue to show fiscal irresponsibility and the most viable option is to simply raise the debt ceiling. Wow! what a bargain if same strategy could "trickle down" to the masses.

I have an alternative solution to propose if some body could get it to the president and Congress for me that would be great:>) We the American people --those who are in the majority--you know the ones who actually make waaayyyyy less than $250,000/year. What if we give you the green light with our approval of raising the debt ceiling, forget about the issue that has gotten yall's panties in your craw--e.g. cutting the Big 3 (Medicaid, Medicare, and Social Security) and protecting the insanely wealthy by offering them more tax breaks. I propose that we keep every thing as is and simply raise every working class and poor person's credit score to 800 (leave all the rules in place in terms of what constitutes a good credit rating); forgive the outstanding mortgage payments of the working class families whom you apparently forgot to come back and bail out after you bailed out wall street--you know the folk on main street. The American people will have more disposable income again, access to credit (and possibly less people will be reliant on Medicaid and social security to make ends meet); restraints will be lifted in terms of making purchases and more money will start moving through out the system and not just aggregated at the top and true economic stimulus will occur. Then the US can pay its bills.

Wait, I am not finished. Since Boehner and the "Repugs" as my girlfriend calls them want to see cuts in the big three while protecting the top 2 percenters--let's still have this debate say starting back around January or February of2012 when the 2012 election cycle is in high gear. Then it will be in its appropriate sphere of discussion and debate. Don't try and dress it up now as if it is truly about demonstrating to the American people that we have fiscally responsible and astute members of Congress in office now--its too late!